This document provides a scaffold with all the relevant law and legal tests for an assignment or exam question on mortgages in NSW. Each element is broken into a scaffold to make it very easy to follow and use. The document covers the formalities for creating a mortgage, clogs on the equity of redemption, the duties of mortgagees in exercising the power of sale, and remedies for breach of mortgage. This scaffold has be written by a lecturer in law and is designed to summarise all relevant law and explain it clearly in a logical structure.